Homeowners/Fire Insurance Questions and Answers
Should I rely on my insurance agent to determine the amount of coverage I need for my home?
No. The insurance company will base their coverage amount on a cost per square foot to construct your home. But they will often under-estimate that cost. Consult a contractor to get an estimate of what the proper cost per square foot is for your home. These costs vary greatly depending on your home and the area it is located.