How We Can Help

Most individuals believe that their own disability claim is quite straight forward.  The reality is the claim can be very complex.  In part, this is due to the law applicable to disability cases.  ERISA cases particularly are filled with potential procedural landmines.  It is thus very difficult to give general advice regarding the handling of these types of cases.  Therefore we always encourage individuals to call an attorney early to make sure they are on the right track.  In our office there is no cost to briefly talk to an attorney over the phone about your case.  Take advantage of this resource

When you do call an attorney, be prepared to answer the following questions so the attorney can give you their best input:

  • Whether your long term disability policy is an individual policy or a group policy;
  • The name of your employer and how long you worked for them;
  • The last date of work;
  • If you were paid disability benefits, the dates during which you were paid;
  • Have a copy of the letter notifying you that benefits were either being denied or terminated;
  • The gross benefits you would receive under the disability policy;
  • Any other benefits that you may be receiving – Workers’ Compensation, State Disability, Social Security Disability – that might offset your gross long term disability benefit
  • The nature of your disability and the reason you were denied benefits

If you choose to retain Stennett & Casino to represent you on your claim we will:

  • Determining your rights under your policy
  • Determining the law that applies to your claim and any denial
  • Identifying and documenting the duties of your job
  • Documenting your inability to perform your work duties
  • Documenting your medical diagnoses, problems, treatments, history
  • Compiling, organizing, and indexing your claim documentation
  • Identifying deficiencies in the denial of your claim
  • Appealing the denial of your benefits (when ERISA applies)
  • Aggressively pursuing a lawsuit for an improper denial of your claim
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in the last 90 days?
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