Success Stories

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Success Stories 2018-03-23T02:50:33+00:00

Fire Insurance Claim: Inadequate Coverage

The client purchased his home and Homeowners policy in 1993.  The insurance company’s agent placed $180,000 in dwelling coverage on the home without inspecting it.  The Homeowner questioned his agent because he had paid much more for the home.  The agent assured him that $180,000 was sufficient to rebuild the home and said the homeowner also had nothing to worry about because he had “guaranteed replacement cost” coverage. […]

By | April 28th, 2010|Categories: Success Stories|0 Comments

Accidental Death Claim: Intoxicants

The client’s husband died in an auto accident when a faulty gas tank ruptured and fire engulfed his car.  The insurance company refused to pay her the accidental death benefits because of an exclusion in the policy for losses occurring when one is driving while under the influence of an intoxicant.  Here, an autopsy found morphine in the deceased husband’s blood. […]

By | April 28th, 2010|Categories: Accidental Death Insurance Claims, Success Stories|0 Comments

Accidental Death Claim: Drug Overdose Death

Our client’s son died as a result of an accidental drug overdose.  The father was the beneficiary on the accidental death insurance policy.  Insurance company refused to pay the benefits claiming that the death was not “accidental.”  The question came down to whether it was reasonably foreseeable that one would die as a result of taking illegal drugs (in this case heroin).  […]

By | April 28th, 2010|Categories: Accidental Death Insurance Claims, Success Stories|Tags: |0 Comments

Accidental Death Claim: Denied Because Insured was Drinking and Driving

An accidental death insurance policy will pay benefits when the insured dies as a result of an accident.  But when the insured dies in an auto accident with a high blood alcohol rate – is that an accident?  That was the issue in a recent case we handled in which our client’s husband died in a single car accident while driving home from his brother’s house after having a few beers.  The insurance company argued that since the husband had intentionally consumed alcohol and intentionally driven home knowing he was drunk and knowing the dangers of drinking and driving, that [...]

By | April 28th, 2010|Categories: Accidental Death Insurance Claims, Success Stories|Tags: |0 Comments
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